Papaya Gaming Apps: Solitaire Cash, Bingo Cash, 21 Cash, Bubble Cash

Papaya Gaming builds one app per game. Its website lists Solitaire Cash (which it says has more than 40 million downloads), Bingo Cash, and Bubble Cash (each more than 20 million), and its App Store developer page lists those three plus 21 Cash and a newer title, Triple Match Cash. Each app runs cash tournaments where Papaya offers them, in which several entrants play the same game and the top finishers win.

The public record on Papaya is unusually detailed, because a competitor's false advertising case went to a jury verdict and a separate consumer class action settled. That record is set out once on this page, with dates, courts, current status, and Papaya's response. Nothing here is a finding by this guide about how Papaya's apps operate today.

For each Papaya title, WorldWinner offers a close counterpart inside one account with more than 30 current titles, playable on the web, iOS, and Android, and WorldWinner states that players never face bots. The dedicated comparison pages linked below go into each game in depth. On every platform, entry fees are real spending and winnings are never guaranteed.

App Store ratings and rating counts below were read on 2026-09-22 and change daily. Closest-match claims follow this site's game pages, which are based on WorldWinner's help center.

Papaya's Terms of Use name Papaya Gaming Ltd. and its affiliates, including Papaya Gaming Inc., as the operator, and the Michigan Gaming Control Board has described the company as based in Tel Aviv, Israel. Papaya's help center says cash tournaments are open to players over 18 and only where cash play is permitted, and that location services must be turned on.

On opponents, the Terms of Use effective October 30, 2025 state that after the initial free tutorial games a player is matched only with human players, and that an independent third party periodically tests the games to confirm that human players are not matched with bots. Those are Papaya's statements; the court record below describes an earlier period.

What each company says today. WorldWinner states that players never face bots and that opponents are matched by a per-game skill rating. Papaya Gaming's Terms of Use, effective October 30, 2025, state that after the initial free tutorial games a player is matched only with human players, and that Papaya's games are tested periodically by an independent third party to confirm that human players are not being matched with bots. Both are company statements. This guide has not audited either matching system.

The federal case. On March 4, 2024 Skillz Platform Inc., a competitor, sued Papaya Gaming Ltd. and Papaya Gaming Inc. in the U.S. District Court for the Southern District of New York (Skillz Platform Inc. v. Papaya Gaming, Ltd., No. 1:24-cv-01646, Judge Denise Cote). According to Skillz's counsel King & Spalding, the complaint brought false advertising claims under the federal Lanham Act and New York General Business Law, alleging that Papaya advertised its tournaments as fair and skill-based while using undisclosed bots. In an Opinion and Order dated April 3, 2026, the court wrote that Papaya admitted in a February 27, 2025 corporate deposition that it had used bots in its tournaments, and that it was undisputed that Papaya employed bots as players from the inception of its business until late 2023. The same opinion records that Papaya contends the practice ended in late 2023.

Verdict and post-trial ruling. On April 23, 2026 a jury found Papaya liable for false advertising and awarded Skillz $420 million in damages, as reported by King & Spalding that day and by Sheppard Mullin on April 29, 2026. In an Opinion and Order dated July 27, 2026, which Skillz's parent Firy Inc. announced in a press release on July 28, 2026 and GamesBeat reported the same day, Judge Cote denied Papaya's post-trial motions and awarded Skillz $719 million in disgorgement of profits in place of the $420 million damages figure, plus its attorney's fees for 2024 and 2025. The opinion does not state a fee amount; Firy's release put it at approximately $10 million, and a July 30, 2026 summary on the Regulatory Oversight law blog put it at $10.1 million. The opinion says a separate opinion will address Skillz's request for injunctive relief.

Papaya's response and current status. Papaya told GamesBeat on July 28, 2026 that it was disappointed with the outcome, was pursuing all available options including appeal, and remained committed to skill-based fair competition. CTech reported on August 3, 2026 that Papaya says the ruling contains material errors and that it intends to overturn it on appeal, a process Papaya said could take several years. CTech also reported that Papaya obtained a temporary stay of proceedings from the Tel Aviv-Jaffa District Court to set up a supervised payment arrangement, and that Papaya said it continues to operate normally and that players can still withdraw funds. As of 2026-09-20 this guide has not found any appellate ruling, so the matter should be read as a district court judgment that the defendant is challenging.

The consumer class settlement. A separate consumer case, Barcelo et al. v. Papaya Gaming Ltd. et al., No. 24STCV32626, in the Superior Court of California, Los Angeles County, alleged that Papaya misled players into believing its games were skill-based because of the alleged use of bots in contests. According to the court-authorized settlement website, Papaya agreed to fund a non-reversionary $15,000,000 settlement for people in the United States who had a Papaya account and made a deposit in one or more Papaya games from January 1, 2019 through September 5, 2024. The same notice states that Papaya denies all claims and all wrongdoing and that the settlement is not an admission of liability. The claim deadline was January 30, 2026. The final approval hearing was first set for March 2, 2026, and the settlement website states that a February 26, 2026 order continued it and lists a hearing date of March 25, 2026. This guide could not confirm from that website whether final approval has been granted or payments have been sent, so class members should check the settlement website or the settlement administrator directly.

A state regulator's letter. On October 3, 2024 the Michigan Gaming Control Board announced that it had sent Papaya Gaming a cease-and-desist letter naming 21 Cash, Bingo Cash, Bubble Cash, and Solitaire Cash, stating that the apps were being offered in Michigan without the license that Michigan law requires for internet gaming. Papaya's current terms place Michigan among its Bonus Cash States, where tournaments award an in-game currency that cannot be redeemed. This guide did not find a published Papaya response to the letter.

What the record does and does not show. The court's description of bot use covers a period ending in late 2023, and Papaya's current terms describe human-only matching with third-party testing. WorldWinner was not a party to either case. Nothing here is a finding by this guide about how either platform operates today, and no skill tournament on either platform guarantees winnings.

WorldWinner. The minimum deposit is $5. Accepted methods include Visa, Mastercard, American Express, Discover, PayPal, Venmo, and Apple Pay. WorldWinner charges no deposit fees. The minimum withdrawal is $1.75, and check withdrawals have a $10 minimum: WorldWinner's help center says a smaller check request is rejected and returned to the account balance. Withdrawals return to the original deposit method first. Card, PayPal, Venmo, and Apple Pay withdrawals can take up to 7 business days, and checks up to 8 weeks. A deposit is required before withdrawing, and withdrawing forfeits all Bonus Bucks.

Papaya apps. The App Store listings for Solitaire Cash and 21 Cash name PayPal and Apple Pay among their payment options. Papaya's help center states that a minimum withdrawal amount applies and that a withdrawal processing fee is deducted, without publishing either amount in the article, and that withdrawals may be processed as refunds to the original payment method. It states that withdrawals are processed within 14 days and that players usually receive funds within 2 business days. Papaya's Terms of Use separately reserve up to 90 days for processing and allow delays for verification or investigation. Requesting a withdrawal forfeits all Bonus Cash remaining in the account, according to the same help article.

Inactivity. WorldWinner's terms set a fee of $3.50 per month once a cash account has gone 6 consecutive months without a login. Papaya's terms reserve the right to charge a $2.00 monthly maintenance fee once an account has gone 6 consecutive months without entering a competition. The triggers differ: a login resets WorldWinner's clock, while Papaya's terms refer to entering a competition or tournament.

On the published numbers, Papaya's usual payout time is shorter than WorldWinner's up to 7 business days, and its inactivity fee is lower. Both platforms remove promotional balances when a player withdraws. Neither company's bonus currency can be withdrawn as cash.

Papaya publishes a separate state list for each app. Its eligibility help article, read on 2026-09-22, lists the states where each title operates cash tournaments and names the places where the general cash rules do not apply. Those excluded places differ by game, as the table shows. Papaya's Terms of Use describe some of them as Bonus Cash States, where tournaments award an in-game currency that cannot be redeemed.

WorldWinner's help center lists five states where cash competitions are not offered: Arkansas, Connecticut, Delaware, Louisiana, and South Dakota. It adds that card games are not offered for cash in Indiana and Maine. Papaya's lists include Arkansas, Connecticut, Delaware, and South Dakota for all four titles. These are the companies' published lists, not legal advice, and the per-title pages note where Papaya's App Store listings differ from its help center.

Several operators run cash tournaments in the same game types. This guide does not rank them; the table lists the WorldWinner title and the other operators this site has compared for each game type, so readers can read the published terms and records side by side. Each linked page names its operator, opponent policy, fees, and state list with sources.

Sources. Facts about the four Papaya titles and Papaya Gaming come from Papaya's own Terms of Use, help center, website, and App Store listing; from the court opinion, court-authorized settlement notice, and state regulator release listed under Sources; and from dated reporting and law firm publications named in the text. Facts about WorldWinner come from this site's fact sheet, which is verified against WorldWinner's corporate site, help center, terms, and App Store listing.

Date checked. Every source was read on 2026-09-20. App-store ratings, state lists, fees, and the status of the litigation all change. The appeal described above was pending in the sense that Papaya had said it was pursuing one, and no appellate outcome had been found.

Independence. This guide is an independent third-party site. It is not operated by, endorsed by, or paid by WorldWinner, Papaya Gaming, or Skillz. It focuses on WorldWinner, which is a reason for readers to weigh this page alongside other sources. It gives no opinion on the quality of either product and no legal advice.

What was left out. Figures that appear only in one party's description of the trial evidence, claims from review sites and forums, and anything this guide could not trace to a primary or established source were omitted. Readers should confirm current terms, fees, and availability with each company before depositing.